We hope you still feel as young as you did ten years ago. However, you may be questioning how your financial future is beginning to shape up. With sufficient time on the horizon until you expect to retire, now is an excellent time to make meaningful changes that could have a significant positive impact on your future financial health.

The Questions we can help you answer

• How much should I be saving to achieve my retirement goals?

• Are my savings or existing investments working as hard as possible for me?

• Are my finances protected in the event of my untimely death or diagnosis of a critical illness or incapacitation causing me to be unable to work?

• Should I remortgage for property renovations or purchase a new home?

How we can help you

• Identify your retirement goals alongside your attitude to risk and time-horizon to your planned retirement age and recommend a suitable savings plan

• Ensure your existing pensions are performing well and in line with your current personal financial circumstances

• Offer cashflow modelling to illustrate the impact of a number of scenarios on your income in retirement and recommend any changes that could be made

• Identify your savings objectives and a budget that is both affordable and in line with your goals and recommend a suitable strategy based on this

• Review your existing financial protection policies and conduct stress testing on a number of scenarios to ensure any existing cover is sufficient to meet your current and future needs

• Support you in obtaining a new mortgage that is suitable for your needs

There is a risk to your capital, and you may not get back the full amount invested. The value of investments and any income from them can fall as well as rise.

The financial conduct authority do not regulate will writing, loans, credit cards or some forms of mortgage, tax advice, offshore investments and estate planning.