“A study by the Chartered Insurance Institute (CII) in 2020 showed that 85% of clients felt more confident about their financial situation after receiving advice, with an additional 80% reporting greater peace of mind about their long-term goals”

— Chartered Insurance Institute (2020)

What we DO

Invest Smart. Live Better

We believe that financial planning is about more than just investment returns. Your financial plan should empower you to spend confidently, enjoy your money, and live the life you aspire to, not simply grow your portfolio. You’re much more than just the size of your portfolio, and it’s your life goals that should take centre stage. Good financial planning is as much about enjoying your money and spending with confidence, as it is about saving and accumulating capital.

A solid investment strategy is the backbone of a successful financial plan. Without the right investments, even the best financial plan can struggle to reach its potential.

At ACJ Financial Planning, we use an evidence-based investment approach as the central pillar of our investment strategy, working alongside highly experienced and well-established investment management firms, with a track record of delivering consistent results, they provide us with the expertise and resources to support our clients’ financial goals. Their evidence-based approach is rooted in thorough research, historical data, and proven methodologies, ensuring your investments are aligned with your long-term objectives. By doing so, we can offer a robust, diversified portfolio strategy, backed by extensive experience and cutting-edge market insights, giving you confidence that your financial future is in capable hands. Together, we’ll create a strategy that reflects your financial goals, risk preferences, and timescales, while also considering sustainable investment options if they align with your values.

We manage your portfolio with care, ensuring it’s diversified and continuously reviewed to stay on track. We keep a close eye on your investments, adjusting them when necessary, and providing regular updates so you’re always in the loop. With our investment management service, you can focus on your life while we take care of your wealth, adjusting your strategy as your needs evolve.

Ultimately, our focus is on providing you with the tools, insights, and support to confidently navigate life’s financial decisions, knowing that you have a trusted partner by your side. Our aim is simple: to help you plan, grow, and protect your wealth – for now and for the future.

The Best Financial Advice

We used Chris at ACJ Financial and cannot recommend him enough. One of the first questions was about what we wanted to achieve, for us a life abroad having retired early was our dream . He dealt with our mortgage and organised our pensions, providing options of the best way to invest with forecasts of our future finances also allowing for the difference in taxation. Nothing was too much trouble and we always had full confidence in everything he did for us. We are now living our dream and in no uncertain terms it is only as a result of the help and advice we received from Chris at ACJ. If you are looking for financial advice we can’t recommend them highly enough.
MR AND MRS H, WARWICKSHIRE
A Very Good Service and So Very Happy I Found ACJ

After many years of worry around receiving financial advice after a series of bad outcomes and experiences I have found a safe home for my investments with Chris at ACJ. It's a journey and I feel looked after and kept in mind. Chris is professional and supportive and a pleasure to do business with. I trust him and this is vital for me. I look forward to many years of financial advice with Chris and his company.
CHRIS L, LONDON
World Class Advice and Service

We had a situation where all the advisers that we spoke to shied away from what was a challenging situation. Most knew that it would be hard work to find a solution to our remortgage situation. From our first interaction with Chris and the team we were told not to worry and they would find a solution.
Chris - We can’t thank you and the team enough and I recommend everyone to speak to you as you are a true professional with natural people skills- something that is often lacking these days.
MIKE M, WARWICKSHIRE
Excellent and Professional Service

We would highly recommend using ACJ Financial Planning for all of your financial requirements; investment funds, mortgages, wills and insurances. Chris has been an exceptional help with all of the above for us & we wouldn’t go anywhere else. Chris is an expert in his field, knowledgeable, professional and always going the extra mile for his customers to make sure you have the best advice and rates at every opportunity.
NIAMH J, LONDON
Experts in Retirement planning

ACJ recently supported my and my wife in understanding our retirement options. Chris was very friendly, immediately put us at ease and produced a comprehensive retirement plan giving us the confidence to know that we could afford to retire on the income we expected. Highly recommend Chris to anybody who is approaching retirement. Their ongoing advice and regular updates since have been invaluable and I am sure we will be working together for a long time to come.
MR & MRS K, WEST MIDLANDS
Excellent service

Amazing service from ACJ. They helped me to understand my pensions in a simple language that I could understand. I now feel I have total control over my retirement, savings and other money matters.
Nothing is too much bother and I feel I can talk to them about any doubts or issues I have. Thank you Chris.
COLIN A, WARWICKSHIRE
Straightforward, Knowledgeable and Professional

Chris has looked after us for a while now replacing a longstanding and reliable professional, who I had used for a very long time. Someone who I had total trust and confidence in, who decided to retire.
Personal relationships, trust and confidence are so important in financial matters, so such a change can be daunting.
Chris made the switch very easy, it quickly became apparent that he knows what he is doing, is professional, trustworthy and a thoroughly nice guy to boot. I couldn’t recommend him highly enough and from this sceptic that’s a big vote of confidence!
MARTIN H, WEST MIDLANDS
Knowledgeable and professional. Fantastic service!

Chris has been fantastic throughout his service Given myself and my partner were looking at our first home he has been nothing but helpful and professional the whole time. The amount of detail he provided totally put at ease and explained everything whenever we had questions. Nothing was ever too much trouble. Would highly recommend! Thank you for everything!!
HANNAH J, WEST MIDLANDS
Great communicators, Concise advice, Reliable and Trustworthy

Used for mortgage and pension planning. Very patient and happy to explore and explain situations, multiple times if necessary. Excellent communicator via telephone and email. Highly recommended.
LESLEY M, WARWICKSHIRE
Amazing Service

We used ACJ for finance guidance acquiring our first mortgage. Chris was always there for us. Amazing support and guidance throughout. Till last minute was guiding us and he was helping to find the best price.
ATHANASIOS Z, WEST MIDLANDS